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NEW YORK ESTIMATING SERVICES

Xactimate Estimating Services in New York

Detailed Xactimate estimates for water, fire, smoke, wind and storm damage claims — prepared for restoration contractors, public adjusters and property owners across New York.

QUICK ANSWER

What Is an Xactimate Estimate?

An Xactimate estimate is a property damage repair estimate prepared in Xactimate, the estimating software widely used by insurance carriers, adjusters and restoration contractors, using line items and regional price lists to calculate the cost of mitigation, repair and rebuilding.

A thorough Xactimate estimate with complete line items, photos and documentation helps contractors and policyholders present accurate claims and reduces back-and-forth with insurance adjusters.

Key Facts

OVERVIEW

Complete, Well-Documented Insurance Restoration Estimates

Insurance claims are often underpaid because estimates miss line items — detach and reset, containment, code upgrades, content manipulation or matching materials. Our Xactimate estimators build complete scopes from your photos, moisture logs, measurements and notes, organized room by room.

We prepare mitigation estimates for water and fire damage, full rebuild estimates, supplements for missed items, and roof and exterior storm damage estimates. Sketches are drawn in Xactimate to match actual room dimensions.

Restoration work often overlaps with roofing, drywall, flooring and painting scopes. For non-insurance renovations see Residential Estimating Services.

Who Uses This Service

What You Receive

Xactimate ESX file
PDF estimate with line items
Room sketches with dimensions
Photo references by line item
Supplement documentation
Notes for adjuster review

WHAT'S INCLUDED

What Our Xactimate Estimates Include

Water Mitigation

Extraction, drying equipment, monitoring, demolition, antimicrobial and containment.

Fire & Smoke Restoration

Cleaning, sealing, deodorization, demolition and rebuild.

Wind & Storm Damage

Roofing, siding, gutters, windows and interior water damage.

Xactimate Sketch

Accurate room sketches so quantities match real dimensions.

Full Rebuild

Drywall, insulation, flooring, cabinets, paint, trim and MEP repairs.

Supplements

Documentation of missed or hidden damage discovered during work.

SPECIALIZED COVERAGE

Xactimate Estimates We Prepare

Water Damage Mitigation Estimates

Category and class-based drying scopes with equipment days and monitoring.

Fire and Smoke Damage Estimates

Structural cleaning, odor control, demolition and full reconstruction.

Roof and Storm Damage Estimates

Roof replacement, repairs, siding and gutters. See Roofing Estimating Services.

Mold Remediation Estimates

Containment, removal, HEPA cleaning and rebuild scopes.

Supplement Estimates

Additional line items and documentation for underpaid or incomplete claims.

Commercial and Multifamily Claims

Large-loss estimates for apartment buildings, offices and retail properties.

NEW YORK COST DRIVERS

Insurance Restoration Factors in New York

Storms and Flooding

Coastal storms, heavy rain and basement flooding drive many water claims in the city and Long Island.

Winter Freeze Losses

Frozen and burst pipes and ice damming cause frequent winter claims upstate.

Multifamily Losses

Water from one unit often affects several units below, requiring careful unit-by-unit documentation.

Code Upgrade Items

Repairs may trigger current code requirements, which should be documented where policies allow.

OUR PROCESS

How Our Xactimate Estimating Process Works

1. Send Documents

Share drawings, specifications, addenda, project location and your deadline.

2. Scope & Fixed Quote

An estimator confirms scope and sends a fixed fee and delivery date.

3. Takeoff & Pricing

Quantities are measured digitally and priced for New York conditions.

4. QA & Delivery

A second estimator reviews everything before Excel and PDF delivery.

See every step, revision round and file format on Our Estimating Process.

TRADES COVERED

Trade Estimates Included in This Service

Need a single scope priced separately? Each trade below has its own detailed page.

Related Estimating Services

Not sure which service fits? Compare options on Construction Estimating Pricing or ask an estimator.

PRICING & TURNAROUND

How Much Does an Xactimate Estimate Cost?

Xactimate estimate fees depend on the size of the loss, number of rooms or units, and the documentation provided. Single-room water losses are quoted differently from large multifamily or commercial claims.

See Construction Estimating Pricing.

Fee Depends On

WHY CHOOSE US

Why New York Builders Trust Our Xactimate Estimating

New York Pricing

Labor, material and logistics costs adjusted to the project's borough or city.

Traceable Quantities

Every quantity tied to color-coded, marked-up drawings.

Two-Step Review

A second estimator checks the work — see our Estimate Accuracy and Quality Policy.

Confidential

Your plans and numbers are never shared. Read our Privacy Policy.

Meet the team on Meet Our Estimators, see Sample Estimates and read Client Reviews.

SERVICE AREAS

Xactimate Estimating Across New York State

We provide xactimate estimating services throughout New York, with local pricing for these markets.

New York City (Manhattan)

Manhattan high-rise, fit-out and complex logistics.

Brooklyn

Brownstones, multifamily and mixed-use.

Queens

Residential, mixed-use and commercial.

The Bronx

Affordable housing and institutional.

Staten Island

Single-family homes and retail.

Yonkers

Waterfront and multifamily development.

White Plains

Mixed-use, office and healthcare.

New Rochelle

Downtown residential towers.

Buffalo

Medical, adaptive reuse and industrial.

Rochester

Healthcare, education and manufacturing.

Syracuse

Industrial growth and housing.

Albany

Government, education and multifamily.

View all Service Areas.

FAQS

Xactimate Estimating: Frequently Asked Questions

Direct answers for New York contractors and owners. More on our Frequently Asked Questions page.

What is Xactimate?

Xactimate is estimating software widely used by insurance companies, adjusters and restoration contractors to price property damage repairs.

What do you need to prepare an Xactimate estimate?

Photos, room measurements or a floor plan, moisture readings for water losses, the loss date and type, and any adjuster estimate already issued.

Do you provide the ESX file?

Yes. You receive the ESX file along with a PDF estimate.

Can you write supplements?

Yes. We prepare supplements for missed or hidden damage with supporting documentation.

Do you work with public adjusters?

Yes. We prepare estimates for public adjusters, contractors and property owners.

Do you handle commercial and multifamily claims?

Yes, including large losses affecting multiple units or floors.

Can you estimate roof storm damage?

Yes. We prepare roof and exterior estimates from photos, measurements and roof reports.

Do you guarantee claim approval?

No. Claim decisions are made by the insurance carrier. We provide complete, documented estimates. See our Terms and Conditions.

Get Xactimate Estimating Services in New York

Send your plans today and receive a detailed, trade-by-trade estimate priced for New York labor, materials and site conditions — ready for bidding, budgeting or financing.

OFFICE LOCATION

Visit or Contact Our Brooklyn Office

New York Cost Estimating works from Brooklyn and serves contractors, developers, owners and design teams across all five boroughs, Westchester, Long Island and Upstate New York. Plans are reviewed digitally, so you can send drawings from anywhere in the state.